STLD Get the app

The free Splitwise alternative

Groups, balances, settling up and reminders, as you know them. Charts, search, currency conversion and unlimited expenses, which Splitwise keeps for Pro, are free. Import your groups, and any row the importer cannot read is listed for you.

STLD and Splitwise, feature by feature

STLD and the free plan of Splitwise, feature by feature
STLD Splitwise free
Expenses a day Unlimited Up to 4 on the free plan
Receipt scanning and itemising Part of 10 free AI uses Pro only
Charts Yes Pro only
Search every expense Yes Pro only
Currency conversion Yes Pro only
Default split per group Yes, equal splits Pro only
Ads None Ad-free is Pro
Import from Splitwise Yes n/a
Get the app

Splitwise features as its own Pro page and help centre described them on 26 September 2026.

Why switch

Scan a bill, no subscription

Split a bill item by item. Scanning is part of ten free AI uses.

Charts without a paywall

See spend by category and month for any group.

Works on a plane

Add expenses offline; they sync when you land.

Switching

Move your groups from Splitwise

Expenses, payments and people come across with their balances, and any row the importer cannot read is listed for you. Comments, receipts and split settings are not in Splitwise's export.

  1. 1Open the group on splitwise.comThe export is on the website
  2. 2Choose Export as spreadsheetYou get a .csv file
  3. 3Pick that file in STLDExpenses, payments and people come across

Switching questions

Is STLD a good free alternative to Splitwise?

It covers splitting, balances, settling up and reminders, and gives away what Splitwise keeps for Pro: charts, search, currency conversion and unlimited expenses, and receipt scanning is part of ten free AI uses. Expenses can be added offline too.

Will my balances match after I import?

Yes, for everything the importer reads: each person's balance comes out the same as in the file. Any row it cannot read is listed, so you know what to add by hand.

Do my friends have to switch too?

No. They can stay placeholders in your group until they join from your invite link.

What does not come across?

Comments, receipt photos and split settings. Splitwise does not include them in its export.

Settle up with your friends, for free

On iPhone and Android. No ads, and no subscription to split a bill.